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With the government officially announcing the lifting of the lockdown, the Indian economy is open for businesses once again. After being confined to indoors for months , this comes as a welcome relief for billions of Indians. However, there is lot of anxiety about what the future might bring, especially when we know that the spread of pandemic is far from over and the number of COVID cases continue to be on an upswing. There is a fear in the minds of business owners and employees about the second wave of infections, especially after monsoon is over.
The current COVID-19 pandemic has made the entire world sit up and realize that medical exigencies are unpredictable and can cause a financial upheaval that is tough to handle. With a high infection rate and no successful vaccine yet, people have started to understand the importance of having a good health insurance plan. Besides, with the rising cost of medical expenses, access to good medical facility and hospitalization costs can be financially strenuous. Therefore, getting a health insurance cover for yourself and your family can provide the added protection you need in times like these. Apart from the obvious benefit of having the financial confidence to take care of your loved ones, a health insurance plan is extremely useful when it comes to beating medical treatment inflation.
Don’t let medical uncertainties in future turn your comfortable life into a miserable one.
Numerous studies have established that in India 62 per cent of people pay for health care out-of-pocket from their personal savings. Also, due to increasing medical costs around 5 per cent of the population is pushed below the poverty line every year. Therefore, in the age of rising medical costs and a greater tendency of falling prey to medical ailments or viral infections, it is important more than ever before to prepare for uncertain illnesses in the future and enhance financial well-being.
We are prone to get aged and weaker with age.
The health-conscious people believe that they are health-wise infallible – not likely to fall sick and that sustaining a healthy lifestyle and staying active is all they need to stay fit and healthy. However, the truth of the matter is that while healthy habits do play an important role in keeping certain ailments at bay, there are some unforeseen situations like the recent outbreak of Coronavirus that can still occur and will require hospitalization, despite all the proactive efforts taken to be healthy.
Don’t let your future plans get ruined even in dreams with an Insurance!
While an unforeseen illness can lead to mental anguish and stress, there is another side to dealing with health conditions that can leave you drained – the expenses. By buying a suitable health insurance policy, you can better manage your medical expenditure without dipping into your savings. In fact, some insurance providers offer cashless treatment, so you don’t have to worry about reimbursements either. Your savings can be used for their intended plans, such as buying a home, your child’s education and retirement. Additionally, health insurance lets you avail tax benefits, which further increases your savings.
Medical Tech & Cost will never be same!
As medical technology improves and diseases increase, the cost for treatment rises as well. And it is important to understand that medical expenses are not limited to only hospitals. The costs for doctor’s consultation, diagnosis tests, ambulance charges, operation theatre costs, medicines, room rent, etc. are also continually increasing. All of these could put a considerable strain on your finances if you are not adequately prepared. By paying a relatively affordable health insurance premium each year, you can beat the burden of medical inflation while opting for quality treatment, without worrying about how much it will cost you.